Terms of Use

Agreement to these Terms

If you do not agree to these Terms, do not use the Services. If you use the Services on behalf of a company or other entity, you represent that you have authority to bind that entity, and "you" includes that entity. Additional terms shown in-product for a specific feature (for example, a provider's terms at checkout or a quote-specific disclosure) form part of these Terms for that feature.

Who operates FortFi

The Services are operated by FortFi LLC, a Wyoming limited liability company ("FortFi," "we," "us," or "our").

What FortFi is, and is not

FortFi is non-custodial software: a self-custodial trading account interface that helps you create and govern embedded wallets, preview and sign transactions, and interact with third-party blockchains and protocols (including perpetual futures venues, cross-chain swap and bridge routers, lending vaults, and prediction markets). Transactions are executed by those third parties or by public blockchains, not by FortFi.

FortFi is not a bank, broker-dealer, exchange, futures commission merchant, investment adviser, commodity trading advisor, insurer, or money transmitter. We do not take custody of your assets, accept deposits, act as counterparty to your trades, match or route orders as an agent for you, provide FDIC or equivalent insurance, or guarantee execution, pricing, or settlement. Fiat on-ramps and off-ramps are provided by licensed third parties under their own terms. See our disclosures for integrated services.

Eligibility, sanctions, and restricted jurisdictions

To use the Services, you represent and warrant on an ongoing basis that:

• You are at least 18 years old (or the age of majority where you live) and can form a binding contract.
• You are not a person or entity named on, owned or controlled by a person on, or acting on behalf of anyone on any sanctions list administered by the U.S. Treasury Department's Office of Foreign Assets Control (OFAC), the U.S. Department of Commerce, the United Nations, the European Union, or the United Kingdom.
• You are not located in, organized in, or ordinarily resident in a comprehensively sanctioned country or region, or in any of the following restricted jurisdictions: [RESTRICTED JURISDICTIONS LIST TO BE CONFIRMED BY COUNSEL].
• Your use of each feature is lawful where you are. Certain products, including perpetual futures, leveraged trading, tokenized equity exposure, and prediction markets, may be unavailable or restricted in your jurisdiction, including the United States, and third-party venues apply their own geographic restrictions.
• You will not use a VPN, proxy, or other means to circumvent geographic or eligibility restrictions.

We may screen wallet addresses, block access, or decline to facilitate an action where we believe it is required by law or presents sanctions, fraud, or security risk. Third-party venues may independently restrict or freeze activity on their platforms.

Self-custody and key responsibility

• FortFi never holds your private keys. Wallets are created and signing is performed inside secure enclaves operated by our wallet infrastructure provider, Turnkey, and authorized by your passkeys and other credentials. FortFi cannot sign transactions for you without an authorization you or your delegated credentials provide, and cannot reverse transactions.
• You are solely responsible for safeguarding your passkeys, devices, email account, recovery methods, API keys, and any exported key material. If you export a private key or seed, you assume full responsibility for its security.
• Recovery depends on the methods you configure and on third-party infrastructure. If you lose access to all of your authenticators and recovery methods, we may be unable to help you regain access, and your assets may be permanently inaccessible.
• Wallets created for AI agents are recoverable only by the verified owner contact email associated with them. You are responsible for keeping that email secure and current.
• Security features reduce but do not eliminate risk. No system is completely secure.

Policies, co-signers, and approvals

The Services let you configure spending caps, recipient allowlists, action rules, and co-signer quorums. You choose these settings and who your co-signers are. Co-signers act for you or for themselves, not for FortFi, and we are not responsible for a co-signer's approval, rejection, delay, or unavailability. Policies are enforced by software and by our infrastructure provider on a best-efforts basis; misconfiguration, software defects, or third-party failures may cause an action to proceed or fail unexpectedly. Changes that weaken security (for example, raising caps, broadening scopes, or reducing quorum) may require owner re-authentication or a waiting period.

AI Assistant, agents, and delegated credentials

• No advice. Outputs from the FortFi AI Assistant, connected agents, rankings, screeners, market summaries, and research tools are general information generated by software. They are not investment, financial, trading, legal, accounting, or tax advice, and are not a recommendation or solicitation to buy, sell, or hold any asset or position. They may be inaccurate, incomplete, or out of date.
• You decide and you are responsible. The AI Assistant may propose actions, and with your passkey confirmation may execute them. You are responsible for reviewing every proposal and Preview order before you approve it, and for every action you or your authorized agents execute.
• Delegated credentials. If you create API keys, MCP credentials, or agent wallets, or connect third-party AI tools, you authorize actions taken within the scopes, caps, and rules you set. Actions taken with your credentials are treated as your actions, even if an agent behaves unexpectedly, is compromised, or misinterprets instructions. You are responsible for the security of those credentials and for revoking them when no longer needed.
• Backtests are hypothetical. Backtests, simulations, and strategy research results are hypothetical, prepared with the benefit of hindsight, and do not reflect actual trading, fees, slippage, liquidity, or funding costs. Past or simulated performance does not predict future results.
• FortFi does not owe you any fiduciary duty and does not manage accounts on a discretionary basis.

Trading products and third-party venues

• Perpetual futures and leverage. Perpetuals are traded on Hyperliquid, a third-party venue. Leveraged positions can be liquidated automatically and quickly, and you can lose your entire margin. Funding rates, oracle prices, auto-deleveraging, venue outages, and market gaps can cause losses beyond what you expect. FortFi does not control liquidation, margin, or matching.
• Tokenized stocks, commodities, and pre-IPO exposure. Exposure to equities, commodities, indices, or private companies is offered through synthetic perpetual contracts on third-party venues, including markets deployed by independent HIP-3 deployers on Hyperliquid. These contracts do not give you ownership of any security, share, or underlying asset, and confer no voting, dividend, or shareholder rights. They are not issued, endorsed, or sponsored by the referenced company. Pricing may diverge from the reference asset, markets may trade outside regular hours with thin liquidity, and deployers may change, halt, or settle markets.
• Prediction markets. Prediction markets are operated by Polymarket, a third party. Market outcomes, resolution, and disputes are determined by that platform and its oracles, not by FortFi.
• Swaps, bridges, and yield. Swaps and bridges are routed through third parties such as LI.FI, deBridge, 1inch, CoW Protocol, and Jupiter. Yield is provided by third-party lending protocols and vaults such as Morpho. Yield is variable and not guaranteed, and deposits can lose value.
• Third-party protocol risk. Protocols, venues, bridges, oracles, and blockchains may suffer smart contract bugs, exploits, governance changes, oracle failures, censorship, congestion, chain reorganizations, or insolvency. You use them at your own risk and subject to their terms. FortFi does not audit, control, or guarantee them.
• Stablecoins. Stablecoins can lose their peg, be frozen or blacklisted by their issuer, or become illiquid. A stablecoin is not a bank deposit or legal tender.
• Irreversibility. Confirmed blockchain transactions generally cannot be reversed, canceled, or refunded, including transfers to a wrong address.

Digital assets and derivatives are highly volatile and speculative. Only trade with funds you can afford to lose entirely.

Fees

FortFi does not charge subscription fees. FortFi earns volume-based fees on certain actions, such as perpetual fills, swaps, and bridges, as described in our fee schedule. The exact FortFi fee, including $0 when none applies, is shown in Preview order before you sign. Fees are typically embedded in the quoted route or collected by the venue as a builder or integrator fee. Some fees may be waived during private alpha.

Network gas, liquidity provider spreads, venue trading and funding fees, bridge fees, and fees charged by licensed ramp partners are set by third parties and are separate. We may change the fee schedule prospectively by updating the fee schedule page; changes do not apply to actions you already signed.

x402 and agent payments

Payments made through x402 or similar machine-payment protocols, whether initiated by you or by an agent using your credentials, are settled on-chain and are final and non-refundable once confirmed, except where the merchant agrees otherwise or applicable law requires. FortFi is not the seller of goods or services purchased through such payments and is not responsible for their delivery or quality.

Taxes

You are solely responsible for determining, reporting, and paying any taxes that apply to your transactions, including trading gains, funding payments, yield, and prediction market payouts. Reports, exports, and summaries in the Services are provided for convenience and may be incomplete; consult a qualified tax professional.

Prohibited use

You agree not to use the Services to violate law or sanctions; launder proceeds or finance terrorism; engage in market manipulation, wash trading, spoofing, or insider trading; trade on prediction markets whose outcome you can influence; defraud others; circumvent eligibility, geographic, or provider restrictions; interfere with FortFi or third-party systems; scrape or abuse the Services beyond published rate limits; deploy agents designed to evade policy controls; or misrepresent your identity.

Intellectual property

FortFi and its licensors retain all rights in the Services, including trademarks, software, documentation, and other protectable content, subject to open-source licenses for included dependencies. You may not copy, modify, or reverse engineer the Services except as permitted by law. Feedback you provide may be used to improve the Services without obligation to you.

Disclaimer of warranties

To the maximum extent permitted by law, the Services are provided "as is" and "as available." We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, title, non-infringement, accuracy of prices, quotes, chain data, or AI outputs, uninterrupted operation, and freedom from defects or exploits. Some jurisdictions do not allow certain disclaimers; you may have non-waivable rights.

Assumption of risk

FortFi provides software tools. It does not provide investment, trading, legal, or tax advice, and it is not your broker, advisor, agent, or fiduciary. You alone decide every transaction. You assume the entire risk of using the Services, including loss of principal, liquidation, leverage losses, smart contract failure, bridge failure, venue failure, stablecoin depeg, AI or agent actions you authorize, and mistakes in amounts, markets, or recipients. Past performance, backtests, rankings, and screens are not promises of future results. You are responsible for your decisions the way a person using their own tools is responsible for the work those tools perform.

Limitation of liability

To the maximum extent permitted by law, FortFi and its officers, directors, members, employees, agents, and affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, trading losses, liquidations, data, goodwill, or digital assets, arising from or related to the Services, including losses caused by market movements, AI or agent actions, co-signer conduct, third-party protocols or venues, blockchain networks, or unauthorized access to your credentials. Our aggregate liability for all claims relating to the Services is limited to the greater of (a) the fees you paid FortFi in the twelve months before the event giving rise to the claim, or (b) one hundred U.S. dollars ($100), except where applicable law does not permit such limitations.

Indemnity

You agree to indemnify and hold harmless FortFi and its affiliates from claims, damages, losses, and expenses (including reasonable legal fees) arising from your use of the Services, actions taken by agents or credentials you authorize, your violation of these Terms or applicable law, or your infringement of third-party rights, except to the extent caused by FortFi's gross negligence or willful misconduct.

Governing law and disputes

These Terms are governed by the laws of the State of Wyoming, United States, excluding conflict-of-law rules. Except where mandatory consumer protection law requires otherwise, disputes will be resolved in the state or federal courts located in Wyoming, and you consent to personal jurisdiction there. Before filing a claim, you agree to contact us at [email protected] and attempt in good faith to resolve the dispute informally for at least thirty (30) days.

Suspension and termination

You may stop using the Services at any time. We may suspend or terminate access, or disable features, if you violate these Terms, if required by law, or for operational, sanctions, or security reasons. Because the Services are non-custodial, termination does not affect your ownership of assets in your wallets; you remain responsible for exporting or moving them using your credentials. Termination does not reverse on-chain transactions. Provisions that by their nature should survive (including risk disclosures, disclaimers, limitations of liability, indemnity, and disputes) will survive.

Changes to these Terms

We may revise these Terms by posting an updated version on this page and updating the "Last updated" date. Material changes may be communicated by email or in-product notice. Changes apply prospectively. Continued use after changes become effective constitutes acceptance, except where applicable law requires additional consent.

General

These Terms, together with the Privacy Policy and any feature-specific terms, are the entire agreement between you and FortFi regarding the Services. If any provision is unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.